Company · Financial Services

Azerbaijan Credit Bureau

The Azerbaijan Credit Bureau (ACB) is the first and only credit bureau in Azerbaijan, serving as a key pillar of a transparent, resilient, and data-driven financial ecosystem. By transforming credit and alternative data into actionable insights—credit histories, scores, and advanced analytics—ACB empowers financial institutions to strengthen risk management, support responsible lending, and expand financial inclusion. The integration of public-sector data further enhances the accuracy and depth of decision-making across the market. Beyond national borders, ACB chairs the Association of Credit Information Providers of Eurasia (ACIPE), fostering regional cooperation, knowledge exchange, and the development of harmonized credit-reporting standards—positioning Azerbaijan as a regional leader in credit information and digital finance.