About
On the record
20+ Years of experience in Finance Services in the area of Credit & Collections, Accounts Receivable Management, Asset Reconstruction & People Management. Competency in leading, Training & Managing a team of Credit Officers, to ensure high quality credit underwriting & Credit appraisal of various retail loan products. Expertise in managing Collections (Accounts Receivable) of various loan products, monitoring and controlling receivables and having an excellent track record of receivable control. High expertise in Asset Reconstruction. MBA (Finance) with 9 years of collections experience & 9 Year experience in credit risk management and underwriting. Worked with Magma Fincorp Ltd. Cochin, as Regional Credit Manager – Kerala & Karnataka, also handled AP, TN & MP Region. An effective communicator with good communication skills in Hindi, English and Malayalam, good negotiation skills & abilities in establishing beneficial relationship with channel partners. A highly motivated team player.
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