Banking in Estonia

Citadele Banka Estonian Branch

Citadele is a universal bank that offers a wide range of banking products to our retail, SME, and corporate customer base. The bank also provides wealth management, asset management, life insurance, pension, leasing, and factoring products. In addition to traditional banking services, Citadele offers a range of services based on next-generation financial technology, including a modern MobileApp, contactless and instant payments, modern client onboarding practices, and technologically-enabled best-in-class customer service. The Group’s main market is the Baltics (Latvia, Lithuania, and Estonia). Citadele’s shareholders are an international group of investors with global experience in the banking sector. 74.2% of shares belong to a consortium of investors led by Ripplewood Advisors LLC and co-investors, 24.7% of shares belong to the European Bank for Reconstruction and Development (EBRD), and 1.1% of shares belong to the management and employees.

1001 to 5000 staff

Eesti Pank Bank Of Estonia

Eesti Pank is the central bank of the Republic of Estonia and a member of the European System of Central Banks. Eesti Pank on Eesti Vabariigi keskpank ja kuulub euroala keskpankade hulka.

201 to 500 staff

Luminor Eesti

Luminor on suuruselt kolmas finantsteenuste osutaja Baltimaades. Meie eesmärk on juhtida muutusi ja omada ühiskonnas häält, kujundada majanduskeskkonda, mis arvestab tulevikuga ning anda oma panuse kodupiirkonda. Tunneme kohalikke inimesi ja ettevõtteid ning soovime olla klientide jaoks nende esimene valik ja parim partner rahaasjades. Selle tagame olles avatud, kiired ja etteaimatavad. Baltimaade-ülene lähenemine annab meile suuruse ja jõu reaalsete muudatuste tegemiseks, jäädes samas kohalikuks pangaks. Ehkki meie juured on seotud Põhjamaadega, sündisime siin ja teeme oma otsuseid siin. Selleks ühendame rahvusvahelised kogemused siinsete töötajate teadmistega. Luminori meeskond on tugev ja tahtejõuline ning üheskoos oleme pühendunud panga strateegiliste eesmärkide saavutamisele. Meie fookuses on jätkusuutliku kasvu toetamine Baltikumis, pakkudes pikaajalist pühendumist ettevõtetele ja eraisikutele. Luminor on sinu jaoks olemas.

501 to 1000 staff

Xank Money

Xank is a decentralized, meritocratically governed, self-funding, free-floating cryptocurrency with stablecoin functionality in a single coin architecture. The Xank Treasury will go beyond funding protocol maintenance to fund projects that are urgent, impactful and meaningful to our lives.

1 to 10 staff

Tf Bank Ab Publ. Eesti Filiaal

TF Bank on Stockholmi börsil noteeritud Rootsis registreeritud pank. 1987 aastal Rootsis registreeritud TF Bank on täna kiiresti kasvav, samas riskiteadlik ja stabiilse kapitaliga Põhja-Euroopa pank. Meil on luba tegutseda Eestis, Rootsis, Soomes, Norras, Poolas ja Lätis. TF Bank AB tegutseb Eesti Vabariigis TF Bank AB (publ.) Eesti filiaali kaudu. Panga tegevust kontrollib Rootsi Finantsinspektsioon (Finansinspektionen) ja piiratud ulatuses Eesti Finantsinspektsioon. Meie ärimudel tugineb vastutustundliku laenamise põhimõttele - laenuotsuste tegemisel lähtume põhjalikust krediidianalüüsist. Meie eesmärgiks on anda laenu jõukohasel, lihtsal ja paindlikul viisil. Internetipõhise nišipangana pakume oma klientidele teenuseid läbi spetsiaalse, automatiseeritud IT platvormi. Niimoodi tagame laenutaotluste kiire menetlemise kaotamata seejuures inimlikku kontakti. TF Banki professionaalne klienditeenindus vastab operatiivselt kõikidele klientide pöördumistele telefoni, e-maili ja kodulehe teel.

11 to 50 staff

Coop Pank As

Coop Pank on eestimaine pank, mis kuulub kümnetele tuhandetele eestimaalastele. Näeme oma klientidena kõiki eestimaalasi, aga keskendume peamiselt eraklientidele ning väikese ja keskmise suurusega ettevõtetele. Pakume klientidele lihtsaid igapäevapanganduse ja finantseerimise tooteid. Meie kliendipakkumine on üles ehitatud panganduse ja kaubanduse vahelisele sünergiale ning kliendikasule. Oleme oma klientide jaoks olemas interneti- ja mobiilipangas, pangakontorites ja ka Coopi kauplustes.

201 to 500 staff

As Tbb Pank

Tallinn Business Bank was founded in December of 1991 and at present it is one of the oldest commercial banks operating in the Estonian Republic. Both legal entities and private individuals are among shareholders of the bank. Tallinn Business Bank has two offices (the main office included) located in Tallinn, and in addition a branch in Narva. Since the very beginning the bank has focused in its operation mainly on small and middle-sized enterprises as well as private individuals. The bank is rendering all basic financial and banking services, deals with precious metals included. Tallinn Business Bank is a full member of MasterCard International organization. The bank issues for customers two types of Maestro debit cards and three different types of MasterCard credit cards. Lately the Bank has started to render combined services including settlements and crediting for goods and commodities exchange between the Estonian enterprises and their foreign partners in EC, Ukraine, Russia and USA. The bank is also active in lending and leasing business with agricultural enterprises, complex financing for commercial, industrial and construction companies. Customers of the bank are offered to place their money into long-term time deposits of different types both in the Euro and foreign currency. The bank has introduced beneficial interest rates and service charges for certain groups of customers. Private banking services provide more individual approach for a customer.

51 to 200 staff

Finora Finance As

Inbank AS is new generation Estonian bank. Joint venture Inbank Leasing AS was established by Inbank AS and Fusion Varahalduse AS on 2016 to service B2B customers with a full service lease offering.

11 to 50 staff

Luminor Group

The Baltics are a special land, where people share common values, are connected by similar drive and vision. People like this deserve their own bank that is like the Baltics themselves – dynamic, agile, and forward-looking. Independent, but stronger for being together. It is our privilege to be that bank! We want to make a difference and have a voice in society, to shape the economic environment with the future in mind, and to contribute to our home region. We know the local people and businesses and we want to be the preferred partner in financial matters for our customers. We will do that by being accessible, fast and predictable. Being pan-Baltic gives us the size and the strength to make a real difference, while still being a local bank. Although we have Nordic roots, we were born here, and we make our decisions here. We combine global knowledge with local expertise. Luminor is the third-largest provider of financial services in the Baltics, with some 870 clients and 2 300 employees. In the Baltic region, it has a market share of 14.9% in deposits and 16.9% in lending as at the end of March 2021. Luminor has total shareholders’ equity of 1.7 billion EUR and a CET1 ratio of 23.4%. Luminor has a strong and capable team that is committed to achieving our strategic objectives. We are dedicated to supporting sustainable growth in the Baltic region by providing a long-term commitment to businesses and individuals.

1001 to 5000 staff

World Global Technology

World Global Technology is a Consultancy and Integration IT company established in the United Kingdom promoting the most innovative solutions, our experts will give you the most efficient and economical solutions for your bank considering all your actual systems to provide you with the best solution. The company has extensive knowledge and experience in development, implementation and training in various environments, providing a variety of end-to-end technological solutions. our exclusive partners in each field under our management will provide you with us a real team solution, which will give you the advantage to have all your requests under the same umbrella. World Global Technology will also supply outsourcing services in a wide range of infrastructure and software fields. One of the major reasons for the successes World Global Technology has achieved throughout the years is its specialization and solution centres, which provide a solid technological base of professional knowledge while focusing on partnerships with clients, and maintaining long-term reliability and professionalism.this strategy will allow you to work more efficiently. World Global Technology add value as knowing very good the last technologies developed for Fintech will always give you the most actual solution that will permit you to make your systems more economically more efficient more comfortable for your organisation and for your customers. World Global Technology has the unique advantage of knowing the field well and that because of our historical business implementations in many countries where we provide our services, we have forged a solid network both with the legal decision-makers and with the financial actors. this will allow you to work more flexibly and efficiently

11 to 50 staff

Bank Of Happiness

The objective of the project is the changing of the values in the society, increasing the social cohesion of people, encouraging mutual trust and developing the community feeling. Our objective is through the Bank of Happiness (Õnnepank in Estonian language) make a million good deeds during one year – i.e. million small problems should be solved and million people should therefore get to know each other through positive experience. For the good deeds that are made through the Bank of Happiness the Thanknotes are given, out of which we plan to create alternative community money in Estonia. Thanknotes are not emitted, but they are created with the making of a good deed. The Thanknotes as an exchangeable unit received while making a good deed should be able to change attitude towards money. We would like to turn the focus of the society to the status of happiness. The added value of the project is the increasing of the ethical values of the citizen community and collecting the personal imago capital and showing of caring as in the eyes of the society as well as in the own community. The existence of the Thanknotes behind the name of a person could be an important factor in the future for the employer, community, politicians, schools, etc. The owning of the Thanknotes means – I care and help according to my abilities and possibilities. We plan to collect as many enterprises and organizations as possible – starting from churches and finishing with big profit earning enterprises. We are sure that the first office of the International Bank of Happiness can be in Estonia. The Bank of Happiness wants to be an initiator of a new model of society and dears to take the role of the „good will“ and speaker of the human values in the society and plans to fulfil this role according to a plan and systematically. Estonia will be more noticed also in the rest of the world, if the International Bank of Happiness could be initiated here.

1 to 10 staff

Transferify

Next generation of binary options. Innovative and powerful trading network. We present innovative trading network with rich system of bonuses and rewards to increase customer experience. Deep level of socialization and an effective scheme of franchising is our first priority to grow fast.

1 to 10 staff

Versobank As

Versobank AS was founded in October and regulated by the Estonian Financial Supervisory Authority (EFSA). Until March 2012 the main share of the Bank was owned by Cyprus Popular Bank Public Co Ltd (former named as Marfin Popular Bank Ltd)(Cyprus). Over the years, the Bank has formed a circle of customers and a team of professionals. In 2012, the Bank's shareholder structure was changed, that led to changes in the Bank's business name and the Bank's development strategy. In March 29, 2012 Ukrainian investors became the main shareholders of Versobank AS. Due to the changes introduced by the new shareholders and the team of professionals, the Bank began to develop rapidly.

51 to 200 staff

Leonicorn Swap

Advance automated market maker with deflationary token model

11 to 50 staff

Zamio P2p Hedge Fund

P2P Hedge Fund in the Web3 era with a Crypto Wallet Сore

51 to 200 staff

Holm Bank

Holm Bank originates from Estonia. We obtained a banking license in April 2019. However, our history dates back to 1995 when our predecessor pioneered the first-ever hire purchase solution, Liisi, in Estonia. Today, we proudly own two brands - Liisi and Holm. We have expanded our reach to Latvia and offer term deposits in Germany and Austria. Our range of financial solutions includes hire purchase options, credit cards, term deposits, leasing, and various financing options for businesses and private clients, including secured and unsecured loans. Holm Bank's offerings are conveniently accessible online and through our app. As a successful enterprise, we prioritize social responsibility and support industrious and inspiring individuals, future talents, and those who contribute to improving local community life. Our team is brimming with ambition and good plans, perfectly encapsulated by our slogan -"Holm is the bank of good plans."

51 to 200 staff

Zamzamtech

51 to 200 staff

Coinpiac Oü

CoinPiac provides You with a wallet that allows the storage of virtual currencies and fiat currencies. Each wallet has a correspondent prepaid master card enable to pay in e-commerce services. The physical master cards are linked with the exchange allowing for mutual transfers of funds. You can opt to have multiple cards, but each card will have a unique Account number and customer identification. Your trading limits will depend on the Account verification level. Verification process, according to law, is conducted for security reasons and for complying with the AML Policy. CoinPiac provides You with a Service for the exchange of virtual currencies and fiat currencies. You can exchange Bitcoin (BTC), Ethereum (ETH), Dash (DASH), Zcash (ZEC), Bitcoin Cash (BCH), Litecoin (LTC), Ethereum Classic (ETC) and Ripple (XRP) for USD and vice versa. You are responsible for maintaining the Account’s password confidential and secure. You shall not share the password with anyone. The Account can be used only by You. Virtual currencies can be deposited in the wallet by using a third-party wallet. Fiat currencies can be deposited in the wallet through a bank transfer, credit card payment or by using CoinPiac Card. CoinPiac Card allows for direct CoinPiac to CoinPiac card transfer. Withdrawal of virtual currencies can be done to a third-party wallet. Fiat currencies withdrawal is possible to a bank account and to the CoinPiac card. CoinPiac may, in its sole discretion, limit the number of Accounts that You can register for or maintain.

51 to 200 staff